| Buying a House | |
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+5jjmjmay SteelersYak Wallace108 vasteeler JonM229 9 posters |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Buying a House Sun Jun 12, 2011 12:19 pm | |
| So the wife and I are looking at buying a home around here. We have about $24,000 that we can use for a down payment. We found a house that's a short sale nearby that's going for $84,900, which means putting 20% down would be no problem. I've spoken to the agent who is selling it and he will show us the house once we get pre-approved for a mortgage. I submitted a few requests to a few banks and am currently waiting to hear back, although I've already received a prequalification from Chase Bank and will probably get a phone call from one of their loan officers tomorrow.
Do any homeowners here have any advice for a first-time home buyer? _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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vasteeler
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![vasteeler](https://2img.net/u/3315/14/51/45/avatars/10-37.jpg)
Posts : 4193 Join date : 2011-04-06 Location : richmond va
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Sun Jun 12, 2011 7:26 pm | |
| Advice???......RENT!!!!
bad time for my input. i just put in a new water heater, dryer and need a new heat pump. i swear sometimes i think it is smarter to just rent. | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Sun Jun 12, 2011 8:38 pm | |
| Yeah, but I want to buy now while prices are stupid low.
Thanks for the sweet deal greedy banks and federal deregulation. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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Wallace108
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![Wallace108](https://2img.net/u/3315/14/51/45/avatars/2-0.gif)
Posts : 18260 Join date : 2011-04-03 Location : Y'Town, Ohio
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Sun Jun 12, 2011 9:46 pm | |
| Off the top of my head ... live within your means. Don't feel that you have to change every aspect of the house right away. Don't go into debt charging things. Houses can be huge money pits. So live within your means. That's the best advice I can give. _________________ If you're going to be a smart ass, you'd better be smart. Otherwise, you're just an ass. | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Sun Jun 12, 2011 10:52 pm | |
| I know what you mean. We're currently looking at cheaper houses that are smaller, but in good shape so we don't have to put all of our savings to cover the 20% down. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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SteelersYak
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![SteelersYak](https://2img.net/u/3315/14/51/45/avatars/7-25.png)
Posts : 6476 Join date : 2011-04-04
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Mon Jun 13, 2011 12:29 am | |
| I have never owned a home but I can't wait until the day that I do. I am SICK of apartment living (and I've only been doing it for 4 years). There are times I have almost bit the bullet and moved back in with the parents just to have a place with space (and not have to hear roommates having sex). _________________ Twitter: @SteelersYak
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Mon Jun 13, 2011 8:59 am | |
| - BGSU A Dub wrote:
- I have never owned a home but I can't wait until the day that I do. I am SICK of apartment living (and I've only been doing it for 4 years). There are times I have almost bit the bullet and moved back in with the parents just to have a place with space (and not have to hear roommates having sex).
Better than having to hear your parents. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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SteelersYak
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Posts : 6476 Join date : 2011-04-04
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Tue Jun 14, 2011 1:02 am | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Wed Jun 15, 2011 10:44 pm | |
| So I've received a Pre-Qualification letter from Chase and will be seeing the house on Saturday. If there's nothing apparently wrong with it, we'll probably be making an offer. An actual closing will only happen if it passes inspection, of course. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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jjmjmay
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Posts : 135 Join date : 2011-04-18
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jun 16, 2011 8:00 am | |
| It won't pass inspection. Home inspectors feel that they must find problems or they are not doingh their job well. I'm an electrician and they come up with some really funny stuff that makes me wonder if they have any understanding of the code at all. Sometimes its better to use the stuff as a bargaining chip to lower the price then simply have them get the stuff fixed by the cheepest guy they can find.
Its a good time to buy right now, don't rush into it look around tons of stuff out there right now. | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jun 16, 2011 8:40 am | |
| We have plenty of homes on our list. This is one of the cheaper homes that also claims to be "move-in ready" _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Sat Jun 18, 2011 6:57 pm | |
| Well, the house was definitely not move-in ready. The house recently went into pre-foreclosure and all of the appliances were stripped out of the kitchen. There was some great woodwork throughout the rest of the house, but it would take a lot of work to make it livable again. We won't be making an offer on this house.
We'll be looking at another one tomorrow that's listed as "Needs some TLC." If the house today was supposedly move-in ready, I'm kind of frightened to see what needs TLC looks like. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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vasteeler
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Posts : 4193 Join date : 2011-04-06 Location : richmond va
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jun 30, 2011 11:21 am | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Mon Jul 11, 2011 1:30 pm | |
| Nothing yet. We tried to put an offer on a house that was small, yet in good shape and cheap, but we waited too long some asshole snatched it up already. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Tue Jul 12, 2011 4:53 pm | |
| Going to look at some promising listings later this evening. With any luck, we'll be making an offer on one. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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Buddha Bus
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Posts : 13488 Join date : 2011-04-04 Location : The last bar stool on the left
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Tue Jul 12, 2011 5:10 pm | |
| - JonM229 wrote:
- Going to look at some promising listings later this evening. With any luck, we'll be making an offer on one.
I know a good house that was abandoned by some hooligans awhile back and should be on the market. The only drawbacks are that it's in a stuffy, uptight neighborhood and reeks of urine. _________________ ![Buying a House Ee7ffacdb22647915dff1a9d3eef0fd8](https://s-media-cache-ak0.pinimg.com/736x/ee/7f/fa/ee7ffacdb22647915dff1a9d3eef0fd8.jpg) -"I stand corrected... But I absolutely and wholeheartedly fart in the general direction of almost every other thing you have posted to this point."- | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Wed Jul 13, 2011 9:06 pm | |
| Made an offer last night which was accepted earlier today. I'll hopefully be living the high life in my own home in a month from now. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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Wallace108
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Posts : 18260 Join date : 2011-04-03 Location : Y'Town, Ohio
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Wed Jul 13, 2011 9:32 pm | |
| Congrats, Jon. I eagerly await your thread bitching about homeownership. _________________ If you're going to be a smart ass, you'd better be smart. Otherwise, you're just an ass. | |
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Buddha Bus
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Posts : 13488 Join date : 2011-04-04 Location : The last bar stool on the left
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jul 14, 2011 3:53 am | |
| Awesome Jon! Glad to hear you finally nailed one. Wally's right though. It comes with some headaches of it's own. _________________ ![Buying a House Ee7ffacdb22647915dff1a9d3eef0fd8](https://s-media-cache-ak0.pinimg.com/736x/ee/7f/fa/ee7ffacdb22647915dff1a9d3eef0fd8.jpg) -"I stand corrected... But I absolutely and wholeheartedly fart in the general direction of almost every other thing you have posted to this point."- | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jul 14, 2011 10:53 am | |
| Thanks. The house is cheap enough that we're probably going to take some of our down payment money and use it to fix some stuff up. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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stlrtruck
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Posts : 11707 Join date : 2011-04-04 Location : Dunedin, FL
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jul 14, 2011 10:57 am | |
| _________________ ![Buying a House Scaled.php?server=695&filename=trucky](http://desmond.imageshack.us/Himg695/scaled.php?server=695&filename=trucky.png&res=medium) 60 MIN 53 MEN 1 NATION STEELERS NATION I am the MAN that created the MYTH that started the LEGEND Don't choose good when greatness is available! | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jul 14, 2011 11:00 am | |
| - stlrtruck wrote:
- Yep, I wouldn't fix it up too fast. Wouldn't want you to have to make more repairs after the ravens lose to the Steelers again in the playoffs!
![Buying a House 1797695198](https://2img.net/u/3315/14/51/45/smiles/1797695198.gif) I'm not too worried as long as Roethlisberger tries to be Peyton Manning and Mendenhall continues to be a fumble machine. _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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stlrtruck
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Posts : 11707 Join date : 2011-04-04 Location : Dunedin, FL
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jul 14, 2011 11:07 am | |
| - JonM229 wrote:
- stlrtruck wrote:
- Yep, I wouldn't fix it up too fast. Wouldn't want you to have to make more repairs after the ravens lose to the Steelers again in the playoffs!
![Buying a House 1797695198](https://2img.net/u/3315/14/51/45/smiles/1797695198.gif) I'm not too worried as long as Roethlisberger tries to be Peyton Manning and Mendenhall continues to be a fumble machine. You've got Joe Flacco who loves throwing to Troy Polamalu You've got WRs who seem to drop the ball when they play the Steelers I'm not too worried about it. ![Buying a House 1378315869](https://2img.net/u/3315/14/51/45/smiles/1378315869.gif) _________________ ![Buying a House Scaled.php?server=695&filename=trucky](http://desmond.imageshack.us/Himg695/scaled.php?server=695&filename=trucky.png&res=medium) 60 MIN 53 MEN 1 NATION STEELERS NATION I am the MAN that created the MYTH that started the LEGEND Don't choose good when greatness is available! | |
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JonM229
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![JonM229](https://2img.net/u/3315/14/51/45/avatars/15-30.jpg)
Posts : 4276 Join date : 2011-04-14 Location : Ball So Hard University
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jul 14, 2011 11:11 am | |
| - stlrtruck wrote:
- You've got Joe Flacco who loves throwing to Troy Polamalu
You've got WRs who seem to drop the ball when they play the Steelers
At least their teammates don't point it out to the media _________________ ![Buying a House 6o22bn](https://2img.net/h/oi49.tinypic.com/6o22bn.jpg) Wallace108: Jon, how the hell do you expect any of us to ever follow your posts? You always set the bar awfully high. ![Buying a House 1664291743](/users/3315/14/51/45/smiles/1664291743.gif) "Ray Rice is special. He is a guy for all situations, as I have said before, even in an elevator." -Mike Tomlin | |
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stlrtruck
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Posts : 11707 Join date : 2011-04-04 Location : Dunedin, FL
![Buying a House Empty](https://2img.net/i/empty.gif) | Subject: Re: Buying a House Thu Jul 14, 2011 11:32 am | |
| - JonM229 wrote:
- stlrtruck wrote:
- You've got Joe Flacco who loves throwing to Troy Polamalu
You've got WRs who seem to drop the ball when they play the Steelers
At least their teammates don't point it out to the media After the last two games against the Steelers in the playoffs wasn't Ray Ray crying about how his offense sucked? - and wasn't he doing that crying in front of a microphone? ![Buying a House 1505004552](https://2img.net/u/3315/14/51/45/smiles/1505004552.gif) _________________ ![Buying a House Scaled.php?server=695&filename=trucky](http://desmond.imageshack.us/Himg695/scaled.php?server=695&filename=trucky.png&res=medium) 60 MIN 53 MEN 1 NATION STEELERS NATION I am the MAN that created the MYTH that started the LEGEND Don't choose good when greatness is available! | |
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